Step

Step: Bank & Build Credit App Step is your all-in-one, free banking app designed to help you build credit, save money, and earn rewards. With the Step Visa Card, you can safely build credit with every purchase, earn up to 8% cashback, and take advantage of various perks, all without the risk of overspending. Join over 5 million people who trust Step to manage their finances and improve their credit. Key Features: Build Credit: Safely build your credit history with every purchase using the Step Visa Card. Monitor your credit score directly from the app, with users in their 20s seeing an average annual credit score increase of 57 points. Earn Cashback: Enjoy up to 8% cashback on purchases made with your Step Card, usable anywhere Visa is accepted—online, in-store, and worldwide. High-Yield Savings: Earn 5.00% on your savings by creating Savings Goals and rounding up spare change from your purchases. Get Paid Early: Access your paycheck up to 2 days early with direct deposit, and enter to win monthly prizes when you deposit $150 or more. Money Management: Instantly send and receive money, deposit cash at over 70,000 retail locations nationwide, and access more than 30,000 fee-free ATMs. Invest Wisely: Start investing with as little as $1, buying and selling stocks, ETFs, and bitcoin. Turn your spare change into investments with Round Ups. Step provides a secure, convenient, and rewarding banking experience that empowers you to take control of your finances and build a stronger financial future. Download the Step app today and start banking the way it should be.