Maya – savings

**Maya: Your All-in-One Banking App** Maya offers a comprehensive financial experience that makes saving, borrowing, paying, and investing easy and accessible. With Maya, you can enjoy high-interest savings, instant loans, global payment options, and investment opportunities, all in one app. **Key Features:** - **Save with High Interest**: Enjoy up to 15% interest per annum on your savings, credited daily. Watch your money grow every 24 hours with BSP-licensed banking. - **Borrow Instantly**: Get a personal loan of up to P250,000 instantly, or use Maya Easy Credit to borrow up to P18,000. Approval is quick and based on credit evaluation. - **Pay Conveniently**: Access all wallet features to send money, pay bills, and more. Use your Maya card worldwide or scan any QR Ph to pay at local shops. - **Invest in Your Future**: Explore a variety of investment options. Buy, sell, and trade cryptocurrencies like Bitcoin and Ethereum, or invest in global companies with Maya Funds for as low as P50. **Loan Terms:** - Credit Limit: P15,000 - P250,000 - Monthly Interest Rate: 0.77% - 2.57% - Tenure: 6 - 24 months - Max. Annual APR: 30.78% - Fees: Waived for DST and others **Example Loan Calculation:** - Loan Amount: P25,000 - Tenure: 6 months - Monthly Installment: P4,374.17 - Total Repayment: P26,239.19 - Late Fee: 0.17% daily Maya is regulated by the Bangko Sentral ng Pilipinas and deposits are insured by the PDIC up to P500,000 per depositor. Manage your finances with confidence and convenience using Maya.