Varo Bank

Varo Bank is a mobile banking app designed to help you manage your money easily and effectively, all from your smartphone. With over 3 million users, Varo offers a range of features that make banking simple and accessible. ### Key Features: - **No Fees and No Minimum Balance Requirements**: Enjoy a Varo Bank Account with no monthly fees or minimum balance requirements. - **Early Direct Deposit**: Get paid up to two days early when you set up direct deposit with Varo. - **Instant Money Transfers**: Send and receive money quickly and for free with Varo to Anyone. - **Secure Debit Card**: Receive a contactless Varo Bank Debit Card that you can instantly lock or unlock through the app. - **Extensive ATM Network**: Access over 40,000 fee-free Allpoint® ATMs across the U.S. - **Alerts and Notifications**: Stay informed with account activity alerts to monitor your transactions. - **External Account Linking**: Link external bank accounts to transfer money and manage your finances all in one place. ### Varo Believe - Credit Builder: - **Build Credit**: Varo Believe is a secured credit card designed to help you build your credit without the need for a security deposit. - **No Hidden Fees**: No APR, no annual fees, and helps improve your credit score with responsible use. ### Varo Advance: - **Cash Advances**: Borrow up to $500 to cover unexpected expenses like rent or bills. Varo offers one of the highest advance limits available. ### Varo Savings Account: - **High-Yield Savings**: Grow your savings with competitive interest rates. Start with 3.00% APY, and qualify for 5.00% APY on balances up to $5,000 by meeting specific criteria. - **Automatic Savings Tools**: Use Varo’s tools to effortlessly save money and reach your financial goals. ### Security: - **FDIC-Insured**: Your deposits are insured up to $250,000, providing you with peace of mind. - **Zero Liability Protection**: Get reimbursed for unauthorized transactions with Visa Zero Liability. - **Enhanced Security Features**: Varo uses encryption and access controls to protect your data. ### Additional Benefits: - **User-Friendly Interface**: Manage your accounts, savings, and credit all in one easy-to-use app. - **No Overdraft Fees**: Transactions are declined if you don’t have sufficient funds, preventing overdraft fees. Varo Bank is a modern banking solution that offers the tools you need to manage your finances effectively while building a secure financial future. Download the app and start managing your money with Varo today.