PhonePe UPI

### PhonePe - UPI, Payments, and More **PhonePe** is a versatile mobile payments app that allows you to manage your financial transactions with ease. Whether you're looking to make UPI payments, recharge your mobile, pay bills, or invest in mutual funds and insurance, PhonePe has you covered. With a secure platform that supports multiple bank accounts, PhonePe offers a seamless experience for all your payment and banking needs. **Key Features:** - **Money Transfers & UPI Payments:** - Instantly transfer money using BHIM UPI. - Link and manage multiple bank accounts, check balances, and save beneficiaries across 140+ banks. - **Online Payments:** - Pay for purchases on popular shopping platforms like Flipkart, Amazon, and Myntra. - Make payments for food orders from Zomato and Swiggy. - Pay for grocery orders from Bigbasket and Grofers. - Book travel tickets on Makemytrip, Goibibo, and more. - **Offline Payments:** - Use QR code scanning to pay at local stores, including grocery shops, pharmacies, and more. - **Insurance Services:** - Buy and renew insurance policies, including health, term life, car, and bike insurance. - Explore additional insurance options like personal accident, travel, and shop insurance. - **Personal Loans:** - Access pre-approved personal loans with easy digital onboarding, attractive interest rates, and flexible repayment options. - **Investments & Mutual Funds:** - Invest in various mutual funds, including liquid funds, tax-saving funds, equity funds, debt funds, and more. - Purchase 24K pure gold with assured quality directly through the app. - **Recharge & Bill Payments:** - Recharge prepaid mobile numbers and DTH services. - Pay a variety of bills, including credit card, landline, electricity, water, gas, and broadband bills. - **Gift Cards:** - Purchase PhonePe Gift Cards for seamless payments across a wide network of online and offline outlets. - **Refund Management:** - Easily manage and track refunds from your favorite shopping websites. **Permissions:** - **SMS:** For phone number verification during registration. - **Location:** Required by NPCI for UPI transactions. - **Contacts:** To select phone numbers for sending money and recharging. - **Camera:** To scan QR codes. - **Storage:** To save scanned QR codes. - **Accounts:** To pre-fill email ID during signup. - **Call:** To detect single vs. dual SIM and let the user choose. - **Microphone:** For KYC video verification. Experience the convenience of secure, fast, and efficient payments with PhonePe. Download the app today and take control of your financial transactions.