Paidy

**Paidy: Simple and Flexible Buy Now, Pay Later** Paidy is a convenient and flexible payment solution that allows you to shop now and pay later with just your smartphone. Whether you’re shopping at one of over 700,000 online stores or splitting your purchase into manageable monthly installments, Paidy makes shopping easier and more accessible. **Key Features:** - **Buy Now, Pay Later**: Shop at popular stores like Amazon, SHEIN, and DMM without the need for a credit card or pre-registration. You can consolidate all your purchases into a single monthly bill, which you can pay at the beginning of the next month. - **Flexible Payment Options**: Choose how you want to pay your monthly bill—whether it’s at a convenience store, via automatic debit transfer, or through a bank transfer. Payments can be made at major convenience stores like Lawson, 7-Eleven, and FamilyMart. - **Interest-Free Installments**: Split your purchases into 3, 6, or 12 monthly payments with 0% interest when using auto-debit or bank transfer. This feature helps you manage larger purchases without the burden of interest. - **Virtual and Physical Cards**: Get a virtual card that can be used as a credit card at any online shop with the Visa mark. You can also request a physical card for in-store purchases. Both options are free and easy to set up. - **Paidy Plus for Apple**: Enjoy 0% interest on installment plans up to 36 months when shopping for Apple products. This feature offers a dedicated line of credit exclusively for Apple Retail. - **Security**: Your account is protected with two-factor authentication, 24/7 transaction monitoring, and identity verification to prevent fraud. All payment information is encrypted with TLS for added security. Paidy is perfect for those who prefer cashless payments, want to avoid the overuse of credit cards, or need flexible payment options for managing their monthly expenses. Shop with confidence and convenience using Paidy.