Karl's Mortgage Calculator Pro

**Karl's Mortgage Calculator Pro** Karl's Mortgage Calculator Pro is an advanced tool designed to help you calculate and manage your mortgage payments with precision. This Pro version offers all the powerful features of the free version without any advertisements, allowing you to focus solely on your financial planning. **Key Features:** - **Comprehensive Mortgage Calculations**: Easily calculate mortgage payments by entering the principal, interest rate, and loan term. You can also reverse calculate any of these variables by providing the other three. - **Down Payment Flexibility**: Enter either a specific down payment amount or a percentage, and the calculator will determine the required mortgage size based on your input. - **Additional Costs**: Factor in other loan-related costs, such as PMI, HOA fees, property taxes, and insurance, to see how they affect your monthly payment. - **Support for Various Loan Types**: The calculator supports Fixed and Adjustable Rate Mortgages (ARM) with up to five interest rate changes. It also handles interest-only mortgages. - **Extra Payments**: Plan to pay off your mortgage early by adding extra payments. You can include one-off, monthly, or annual extra payments, and the calculator will show you how much you can save over the life of the loan. - **Flexible Payment Schedules**: Choose from weekly to annual payment schedules, and adjust the compounding period from daily to annually. The calculator is versatile enough to handle Canadian and UK annual rest mortgages. - **Rounding Options**: Customize your loan calculations with multiple rounding options, including no rounding, round half up, half down, to even, to ceiling, and to floor. - **Multiple Currencies Supported**: Input and display your mortgage calculations in various currencies, making it easier to plan for international mortgages. Karl's Mortgage Calculator Pro is an essential tool for anyone looking to understand their mortgage options, manage loan payments, and explore strategies to save money on their mortgage.