Kapitech: Budget & Debt Payoff

A focused personal finance app that combines a simple budget planner with a powerful debt payoff tracker. Plan monthly spending, track every dollar, and see a clear timeline to become debt free. Core features include smart budgeting with customizable categories and optional zero-based budgeting, a debt payoff calculator with Snowball and Avalanche methods plus payoff date forecasts, and bill reminders with savings goals to keep cash flow on track. Lightweight, efficient, and designed for productivity, it helps you manage budget, debt payoff, and savings without complexity.